Helping people in difficult financial situations. Overcoming difficult life situations

Life is an unpredictable thing. Just yesterday everything could have been fine, but today a situation occurred that radically changed the perception of the world around us. The problem is that the main troubles are associated with a shortage of funds, which forces us to look for solutions to problems. One of the rescue options is financial assistance to people in difficult situations . If you think that you are left alone with the problem, you are mistaken.

Special funds

Today there are many foundations that provide free financial assistance to ordinary people. One of the options is the “Mercy” organization, whose volunteers answer calls around the clock, provide advice and are ready to provide the necessary support. It provides assistance to people who find themselves in difficult financial situations - pensioners, large families, disabled people and other citizens who are unable to solve the problem on their own. Every month, up to 130-150 thousand rubles are spent on the fund’s wards.

In addition to the organization discussed, there are a number of other funds that provide assistance to people in difficult financial situations - Zhivoy, Nadezhda, Rusfnd, AdVita, Zhivi and many others. Most often, they are focused on raising funds necessary for the treatment of seriously ill children and adults.

Many people think they can count on financial help from Putin. Letters to the President often come across on the Internet, and some even send their appeals to the administration of the Head of State. Naturally, it is unlikely that anyone will consider such “documents”. It is easier to seek support from funds or use an alternative option, which will be discussed below.

Money is tight? - This can be solved

One of the best specialists in the issue of obtaining financial assistance from people is the site “Little Money?”. The following paths are available here:

• Applying for a microloan on favorable terms. Only selected options with the best interest rates are at your disposal (section “Loans from microfinance organizations”).
• Financial assistance to people in debt. There are often situations when a person took out a loan, but was unable to cope with it on his own. Take advantage of the capabilities of our partners - follow the link “Help in case of overdue payments”.

• To receive real financial assistance that is provided to ordinary people from investors, follow the link “Ask for money” and tell the site readers about your situation. With a high probability you will find people who can solve financial difficulties.

As can be seen from the above, there are plenty of options for eliminating money problems. All that remains is to choose one of the given methods and act. Remember that this is your chance to solve the problem quickly and comfortably.

How can people get financial help in difficult situations?: 101 comments

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I am a single woman, I live alone. Because of the crisis, my income fell by almost half, so this year it became very difficult to pay for loans. I have 3 loans + mortgage. I applied to banks to refinance loans, but for some reason they refuse me, but my story is good, it seems to me that they are doing this on purpose to take my apartment away. It’s been a month now that I haven’t been able to pay off any loans, I’ve started having trouble sleeping and eating. Due to the nervous situation, all sorts of sores came out, so money is still spent on medicines, and they are expensive. I would be very, very grateful if someone could help me, at least get rid of consumer loans in the amount of 300,000 rubles. Thank you for your attention. GPB 4874 1565 2136 0193.

A hopeless situation, there is no money to even pay for kindergarten...they fell into a hole of debt 89511452690

• Anyuta is writing to you from the Kushchevsky district, you are the only person who can help. So I tearfully ask you for help, skills, this is the situation, I am a single mother raising my son alone, the salary is only 12 thousand, I want to buy housing so that my child can register, but there is no such possibility, they are denying me benefits, I believe in you and your help, I tearfully ask and beg for help, 2202201679624821 this is a search for help, I have no one else to turn to, I will thank you very much if you help

  Hello. My name is Murshida. I am 56 years old. Please help. no housing. Children don’t need it. I receive a minimum pension. I even have enough for food. the loan is unpaid. my phone number is 89824897198 wallet number is 410015205765113

  Hello. Please help me, I need money urgently, 100,000. Unemployed. was left without work. You need to pay utilities and loans. found herself in a hole of debt. Children need money for food and clothing. Sincerely. Waiting for an answer from you. The number is linked to the card 89822408234. wallet number 410018837132994

  Hello. My name is Aigul. I want financial help. help me please. fell into a debt hole. loans. tortured by collectors calling. utilities are growing. unemployed. was left without work. I need 100,000 urgently by the end of the month. my number is linked to the card 89822408234. Wallet number 410018837132994 I respectfully await your response.

  Please help me!!! I found myself in a very difficult situation and I don’t lie or deceive. This is related to MFO!!! I’m not going to invent and write something wrong, I need the amount of 180,000k. Who can transfer at least as much to the card (it is registered 5469100012013398) I will return everything later, down to the penny, whoever transferred how much!!! Get into a position, I beg you, any money will help me

• Hello. I ended up in a very unpleasant debt trap because of my gullibility and desire to help. So much so that I had to turn to microloans, in the end I was able to pay off half, and at the same time the interest was accruing. I no longer even have the strength to work normally due to the constant tension and nerves from the collectors. I need at least 30,000 rubles so that I can work at least a little profit. I swear that I will repay everyone who helps twice. Please help me get out of this swamp. Here is my Sberbank card 4276 3500 1697 5177

  I don’t know how to ask for help, but unfortunately my daughter and I simply disappear, she is visually impaired and cannot work. After my production burned down, I changed several jobs, unfortunately they didn’t pay me, as often happens now, I got into loans, nothing to pay, nothing to eat, the phone is turned off, electricity and gas too, I can lose my apartment, I’m now at a new job, but even there they pay in pieces, I haven’t seen a penny for a month. It’s scary to die of hunger, but it’s even worse to watch my child die. If anyone has the opportunity, help me, at least for food, so that I have the strength to get back on my feet. My daughter's card number is 4276 5500 5328 8638, my phone number is 89602724710. Help if possible!

  Hello, I'm in a terrible situation and there's no one to help me. [email protected] help whoever can

  Hello, I'm asking for help, I don't know what to do next. The story is like many other people. I'm very embarrassed. I can’t get out of the debt hole on my own. Creditors and collectors put pressure, threaten, and even took my daughter’s phone number (10 years old) somewhere and call her too. Can someone help with some advice? [email protected] I'm not lying, I can provide documents 4276300028010646

  Kind people, help me as much as anyone can. Never in my life did I think that I would ask for money. The situation arose that I took out a microloan, paid everything well, now I burned my hand to the third degree, I can’t do anything, and the loan needs to be paid, kind people help, call, they are threatening, the children are afraid, I don’t know what to do, the only hope is on you. tel. 0638544452 card number 5168742230036380 Thank you on my knees, I’ll help you

  Good afternoon I don’t know if people who can really help read these messages, but I’ll try, I’m 34 years old, I live in Poltava, I have a small child, I took out a loan at a bad time to close it, I’ve accumulated debts from my relatives and colleagues, there’s nothing to please me for the new year child, if possible, borrow 10,000 UAH to pay off debts, I can pay it back in small installments. Perhaps your suggestions 0504222197 Vitaly, [email protected], card number 5168 7422 0188 1418 PrivatBank

  Good afternoon, Poltava, my name is Vitaly, 34 years old, I have a 2.5-year-old daughter and a wife, at the moment, my wife and daughter are sick, fever, cough, they need medicine and care! I am writing here in the hope of help, a year ago I took out a loan from a bank, invested the money in cryptocurrency, naturally, two months later the site was closed, the money was gone, I had to pay the loan myself but there was not enough money, since I worked alone, my wife is on maternity leave, at the moment I got into debt at work for 7,000 UAH, and I owe the bank 10,000 UAH, this taking into account closing the loan at 50% write-off of fines and penalties, until the new year. If anyone can help at least 10 UAH, please, if possible, I will. I will return it. Viber +380504222197 Anastasyev Vitaly, [email protected], card number 5168 7422 0188 1418 PrivatBank

• Good evening! I think those who help are rare. I myself found myself in a difficult life situation and I think that a miracle must happen for people to help)))) [email protected]

  Hello, my name is Anastasia. I found myself in a terrible situation. I helped my husband at my own expense, took out 2 loans in my name but for him while we were still married. Now he has left and is not paying his loans, and I am with my little daughter and cannot go to work right now. I ask if anyone can help me borrow 20,000 to pay off the loan, since the trial for them will only be in January, and I already have a debt. I put up for sale everything I could. I ask for help, I will gradually return everything, we can even assure you from the naiarius. But you need to top up your credit account today. Please help me. My email for contact: [email protected]
  Map: 4817760171663697
  Yandex wallet 410016481185190

  Good evening everyone, I ask everyone who can help raise money for the operation, if anyone has read this and can help. Write to WhatsApp 89381027909 and I will explain our whole problem. I hope that at least someone will respond.

  Help, people. I got into a hole of debt and can't get out. I could lose the only housing I have, which is a room in a communal apartment. I need 150,000 rubles. If you can help, then transfer money to a Yandex card 5599005007435196

  Hello, I am writing here, this is my last hope. Now there are a lot of scammers, with their help I got into a hole of debt and can’t get out, if you can help, write to me by email [email protected]
  There I will provide EVERYONE WHO wants to help with evidence of the reality of my story, despite what happened to me, I still believe in good people, thanks in advance

  Good afternoon My name is Vitaly, help as much as you can, I have taken out microloans and now they are choking me and my family with interest. I took out microloans to develop my own business, but it was not possible to develop quickly due to the fall in the sales market. Now I’m in a loop, I have daughters, I have a job, but there’s a catastrophic lack of money to close all the loans, I need $3,000, for some this is not a big amount, but for me it’s not yet affordable. If there is God and real good people in this world, then help. My card number 5168742204675734 is ready to give with interest on your terms.

Sooner or later, every person experiences significant events in life that throw them out of their usual rut and deprive them of confidence in themselves and the future. There can be plenty of reasons for feeling lost and empty: sudden loss of loved ones, work, other shocks. Help in a difficult life situation lies, first of all, in purposeful work with feelings, which should gradually lead to internal healing.

The main danger of such situations is that they always happen unexpectedly, leading to a dead end and depriving one of moral strength. A person is not ready to immediately accept the circumstances of life that led him to an internal crisis. A certain amount of time must pass for complete recovery. It is necessary to comprehend what happened, which cannot happen instantly. Thus, a whole complex of emotional reactions arises, leading to deep emotional experiences. In this article we will look at various life situations that lead to a state of powerful intrapersonal crisis, and we will try to answer the question of whether in this situation.

Loss of loved ones

This includes the death of relatives. Perhaps this is the most difficult case, since the event is completely irreversible. If the financial situation can, if desired, be improved over time, then all you need to do is come to terms with it. How does your loved one feel? Confusion, depression, emptiness, acute unbearable pain. At the moment of grief, interest in what is happening around is lost, the person is focused on himself and his feelings. Usually quite a lot of time passes before a person finally accepts the loss and learns to live without the deceased. Help in a difficult life situation should consist of several stages.

Listening. Here, the psychologist or psychotherapist must provide the client with the opportunity to speak without restrictions and any framework. The individual needs to throw out his emotions, speak out completely, and then it will become a little easier. At this moment it is so important to feel that someone needs you and cares.

Active work of grief- the next difficult stage, which should lead a person to accept what happened. This requires deep work with feelings. A competent specialist will ask questions about whether the person understands what is happening to him, about how he feels at the moment.

Making plans for the future. A vision of prospects is necessary, if only because a person cannot live without hope and faith in the best. Helping those in difficult life situations must necessarily be accompanied by developing a vision of future life, as the person can imagine it.

Loss of a loved one

Despite the external similarity with the previous case, the situation in this context may be very different. If the loss of relatives and loved ones is almost always associated with death, then the loss of a loved one can also occur as a result of divorce or infidelity. For many, it is synonymous with the devaluation of life. In this situation, the help of a specialist psychologist is important and necessary in order to help the individual find strength for future life and activities.

Help in a difficult life situation like this should be built on the gradual building of long-term prospects. It is necessary to explain to a man or woman that life does not end there.

Teenage pregnancy

Having children is not always a joy for young people who have not yet reached adulthood themselves. This news can come as a shock to both teenagers and their parents. Fear is caused by the unwillingness to become parents and take responsibility for raising a child. On top of everything else, often there are also material problems associated with a lack of money. Help for pregnant women and families in difficult situations must be provided immediately, otherwise there is a risk of complications: abortions, abandoned children. Participation is not only desirable, but also mandatory.

Military operations in the home country

War brings great tragedies in life. Whatever it is, there is always destruction and, above all, of a psychological nature. Moral oppression, the inability to understand what is happening and where this world is heading, literally overwhelms a person and does not allow him to see the truth. When a big disaster happens, it seems that there is no one to turn to, all ideas are turned upside down, you understand that you cannot expect help from the state. The feeling of powerlessness gives rise to helplessness, self-absorption and inner bitterness. There are cases where, even after the cessation of hostilities, many people were never able to fully recover from a serious shock.

Help in a difficult life situation, which, without a doubt, is war, should be aimed at restoring mental balance. We need a conversation about feelings, various outbursts of emotions so that a person does not get stuck at a certain stage. First of all, you need to minimize the consequences of the stress you have experienced. The consulting psychologist needs to support the client in every possible way, aiming him at a long-term vision of his life.

Moving to another country as a result of any events

Migration is not always associated with military operations in the home country. Even in peacetime, adapting to new living conditions can be very difficult. Lack of money, the need to fill out documents, difficulties - all this does not have the best effect on the mental state of people. If difficulties cannot be overcome for a long time, many subsequently develop apathy, lethargy, and reluctance to do anything. Help in difficult life situations, discussion of problems should occur systematically, until the situation is completely resolved.

Dismissal from work

This can happen to anyone. We get so used to certain living conditions that under some changing circumstances we begin to feel uncomfortable. Someone, when losing a job, panics and loses How to behave and what to do in this situation? After all, this undermines self-confidence; a person is afraid to try something.

What should psychotherapeutic help be directed towards? First of all, to build long-term and short-term goals. It is important to explain to the client that losing a job is not the end of the world, but an opportunity to start a new life, build it in accordance with your goals and aspirations.

Medical rehabilitation

While a person is healthy, he does not feel how difficult it is for those who are bedridden. Help in difficult life situations for seriously ill patients must be carried out systematically. How to do it? Show increased attention to their desires and take into account the lack of communication. Think about how you can help your neighbor, friends or parents.

Disasters

This includes earthquakes, floods, fires, and terrorist attacks. In all these incidents, a person becomes overwhelmed by circumstances. Someone is left homeless, without food and warm clothing. How can you not lose faith in yourself and your capabilities? This is what a difficult life situation can lead to. Overcoming difficulties begins with the desire to change something in yourself, and then in the world around you.

Thus, it is important for a person in difficult living conditions to provide psychological assistance as soon as possible: moral support, financial assistance, and assurance that all the problems he has encountered have a solution.

The state provides financial assistance for certain categories of citizens. There are quite a lot of programs that provide support. They are carried out by both social protection authorities and employers.

A fairly wide range of people who find themselves in a difficult situation may qualify for help, so it is best, before you start collecting documents, to contact social security and find out which program you will be able to qualify for in 2019. Below we will describe the most popular community outreach programs.

Target contracts

At the end of 2012, changes were made to the laws on social assistance. A new type of support has appeared - concluding contracts with the population. In 2018-2019, these amendments remain relevant. The state, under the terms of this agreement, issues social assistance (including financial assistance), and the citizen undertakes to undergo an adaptation program and fulfill one of the conditions:

• job search;
• undergoing training in a specific profession;
• completing advanced training programs;
• opening your own small business;
• farming.

First of all, the opportunity to receive this type of support is available to needy families who are in difficult situations. According to data from the regions in which the project was implemented as a pilot, 50% of families were able to get out of a difficult life situation, and their income more than doubled. Currently, the program operates throughout Russia. In 2019, its implementation is being carried out with the help of social protection specialists and the Employment Center.

How to get help for large families

Large families can also become applicants for assistance from the state in 2019. They are supported in several ways - in the form of benefits, allowances and payments once a year. For example, in a number of regions, before September 1, large families receive funds to pay for their children’s school fees. A prerequisite is the upbringing of all children in the family, and not in special children's institutions.

Federal law provides subsidies for large families in the form of reductions in monthly utility bills, child benefits, and payments to mothers (they are treated the same as workers and can receive 1 minimum wage until the youngest child turns 16). Also, families with 3 or more children can receive a plot of land on preferential terms for farming or building a country house.

Regional payments are more varied. First of all, for the 3rd or 4th child, regional maternity capital is assigned (about 100,000 rubles, which can be used for the same needs as the federal one). There are a number of payments that compensate for the cost of purchasing goods for newborns, food and clothing.

For a complete list of benefits you may qualify for, contact your local Social Security office. Increasingly, with the advent of the third and subsequent children, the income of family members is not enough to provide everyone with a decent standard of living. In this case, pay attention to payments to the poor.

Financial support program for the poor

The amount of money per family member is calculated based on data on the income of all able-bodied adults in it. It is necessary to submit certificates for the last three months to the social security authorities. The income amounts are added together and then divided among all family members. If the amount received is below the minimum subsistence level established in the region, then the family receives a special status. She becomes poor.

Every year the cost of living is indexed; in 2019, each region has its own value. You can find out about it at the administration of your district or at the social security department. Its average value in Russia this year is 8,200 rubles.

In some cases no assistance is provided. For example, if the family has one or more able-bodied members, but they do not want to work. The only exceptions are the following cases:

• the need to care for children or elderly relatives;
• loss of property due to reasons beyond the control of the applicants;
• maternity leave;
• inability to go to work due to serious illness.

However, increasingly, assistance is provided only to those families in which all able-bodied members are registered as unemployed or employed (earnings may be minimal). At the same time, the composition of the family can be different, and often it is not only parents and children, but also grandparents and grandchildren.

In 2019, in addition to benefits for education, taxes and housing and communal services, other assistance to the poor is provided. For example, a child has access to the following list of support measures:

1. Meals twice a day in the canteen for school students.
2. Providing a place on the list of beneficiaries.
3. Subsidies for the purchase or free issuance of school and sports uniforms.
4. Children under 6 years of age are prescribed free medicines for illnesses.
5. Once a year, compensation is 50% of the cost of travel for treatment in a sanatorium (applies to one accompanying person).

It became possible for parents in such families to receive:

1. Preferential working conditions.
2. Beginning entrepreneurs do not need to pay a fee for opening an individual entrepreneur.
3. Reducing the retirement age.
4. Obtaining a garden plot out of turn.
5. Lower mortgage requirements and interest rates.
6. Tickets for visiting exhibitions and museum displays (no more than once a month).
7. State payment for nanny services (this assistance is available only to residents of large cities, and details about it can only be found in the social security department at your place of residence).

In addition, it is possible to pay financial assistance in the form of benefits or one-time transfers, which is regulated by regional laws.

Other types of government support in 2019

In 2019, needy WWII veterans can receive one-time targeted assistance of up to 15,000 rubles for the purchase of necessary household appliances, replacement of plumbing equipment or dental prosthetics.

To do this, you need to collect basic documents, write an application and prove the need to purchase equipment or prosthetics. Money to pay for dental services is the easiest to give - to do this, you just need to bring the relevant certificates and an extract from the outpatient card to social security.

POPOGI.ORG Charitable Internet Foundation provides assistance to seriously ill people, medical and children's institutions.

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ORTHODOXY AND PEACE Charitable foundation for helping people in difficult situations.

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LIFESTYLE FOUNDATION Supports charitable organizations, social and cultural initiatives, and provides targeted assistance.

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In Your Hands The “IN YOUR HANDS” Charitable Foundation helps children from orphanages and correctional boarding schools adapt to life in society.

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Up The Up Center helps students and graduates of correctional orphanages and psychoneurological boarding schools learn and develop.

Helping people who find themselves in difficult life situations in St. Petersburg

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Change One Life The “Change One Life” charity foundation is engaged in family placement for orphans and children left without parental care.

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VOLUNTEER CLUB A group of like-minded people “Volunteer Club” supports orphans and children in difficult life situations.

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Pro-Mama ANO Center “Pro-Mama” helps families in solving the problems of raising and developing adopted children, and supports graduates of orphanages.

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River of Childhood The River of Childhood charity foundation helps orphans and children without parental care.

Ask, and it shall be given you …

Read also - Where to get money if you urgently need it? Special funds Today there are many funds that provide free financial assistance to ordinary people. One of the options is the “Mercy” organization, whose volunteers answer calls around the clock, provide advice and are ready to provide the necessary support.

It provides assistance to people who find themselves in difficult financial situations - pensioners, large families, disabled people and other citizens who are unable to solve the problem on their own. Every month, up to 130-150 thousand rubles are spent on the fund’s wards.
In addition to the organization discussed, there are a number of other funds that provide assistance to people in difficult financial situations - Zhivoy, Nadezhda, Rusfnd, AdVita, Zhivi and many others. Most often, they are focused on raising funds necessary for the treatment of seriously ill children and adults.

Help service for people in difficult life situations

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Children's Hospital The Children's Hospital Foundation provides assistance to children who have suffered severe burns.

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CHILDREN'S HEARTS The Children's Hearts Charitable Foundation helps children with congenital heart and vascular defects.

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Live Now The Foundation helps people with amyotrophic lateral sclerosis.

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LIFE The charitable foundation provides assistance to children with cancer and hematological diseases.

Help in difficult life situations

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LIFE AS A MIRACLE The Life as a Miracle Charitable Foundation helps children with severe liver diseases.

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OXYGEN The “Oxygen” program of the Warmth of Hearts Charitable Foundation helps patients with cystic fibrosis.

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NASTENKA The Nastenka Charitable Foundation helps children with cancer.

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GIVE LIFE The charitable foundation helps children with oncological, hematological and other serious diseases.

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SUNFLOWER The Sunflower Charitable Foundation helps children suffering from life-threatening diseases of the immune system.

Helping people

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LIFESTYLE FOUNDATION Supports charitable organizations, social and cultural initiatives.

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Charitable Foundation "Creative Association "Circle" The Charitable Foundation "Creative Association "Circle" is engaged in the socio-cultural adaptation of deaf-blind people with disabilities.

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EXIT Foundation for assistance in solving problems of autism in Russia

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DIMINA'S DREAM The Dimina's Dream Charitable Foundation helps orphans and disabled children.

Help site for those in difficult life situations

Attention

Urgent assistance to people who find themselves in difficult life situations in St. Petersburg. Hello good people! I came to Russia from Tajikistan to work, because in my homeland it became very difficult to earn money and my family had a lot of debt due to the crisis.

Info

I came with the hope of working and paying off my debts. I’ve been in St. Petersburg for 2 months now, I can’t find a job, I got a patent, a medical record, and a full package of documents. All this cost me 40,000 rubles. I borrowed all this money! I haven’t paid my rent for the month, I have nothing to eat, I eat once a day to save money, please help me as much as you can.

I will not forget your kindness. To be honest, I am very ashamed that I am asking for money, but I have no more options before getting a job and getting paid. Sorry for the grammatical errors. I wrote this message with a pure heart, no deception.

Helping people in difficult life situations

Minors who do not have guardians or parents are also recognized as needing social assistance. It is really possible to help them, but it is difficult to help another category, because they rarely accept this help - people without housing (homeless), without certain occupations, without means of living. All these circumstances can also be supplemented and developed by regional governments, based on local circumstances.

Types of possible services If a person is recognized as being in a difficult life situation, then he is entitled to the provision of social services. This is medical rehabilitation after an illness to maintain and improve health. In cases of disturbance of mental calm, a person may be referred for psychological rehabilitation, this will help adapt to new conditions and a different social environment.
Those in need can also be helped in raising children and organizing their leisure time.

Helping people who find themselves in difficult life situations Chelyabinsk

You or your family need help in a difficult life situation. Yes, you may be able to cope with any difficulties on your own, but how much time, effort, and maybe even health will it take? Put aside everything “inconvenient” and ask for help, especially if this concerns not only you personally, but also your family. Seek help wherever possible: relatives, friends, acquaintances.

If you have financial difficulties and have a chance to receive benefits, contact government agencies. Don't waste time wondering what people will think of you or assuming that everyone has enough to worry about.

You will be surprised how willingly people help those in difficult life situations. Some are driven by a sincere desire to help, others by fear that the same thing could happen to them. It doesn't matter. The main thing is that people are ready to help you when you need it. You just need to ask.

Helping people who find themselves in difficult life situations

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ADDRESSES OF MERCY The Addresses of Mercy Charitable Foundation provides assistance to those who find themselves in difficult life circumstances.

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Charitable Foundation for Assistance to Convicts and Their Families The fund provides assistance to convicts and their families

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Hospital clowns The first professional team of hospital clowns, which helps children who find themselves in difficult life circumstances.

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Hillel Involves Jewish youth in the life of the community through volunteerism, leadership development, and introducing participants to Jewish tradition, history and Israel.